How it works

Payments made simple inside a private network.

O2 Wallet connects your digital wallet pass to a real-time private ledger.

  1. STEP 1

    Add O2 Wallet

    Add your digital NFC card to Apple Wallet or Google Wallet.

  2. STEP 2

    Load Funds

    Fund your balance with ACH, bank transfer, debit card, or credit card.

  3. STEP 3

    Tap to Pay

    Tap your phone at participating O2 Wallet merchants.

  4. STEP 4

    Instant Authorization

    The O2 Wallet ledger verifies your balance in real time.

  5. STEP 5

    Merchant Settlement

    The merchant receives funds inside the private O2 Wallet network.

Flow at a glance

01
Add O2 Wallet
02
Load Funds
03
Tap to Pay
04
Instant Authorization
05
Merchant Settlement