How it works
Payments made simple inside a private network.
O2 Wallet connects your digital wallet pass to a real-time private ledger.
- STEP 1
Add O2 Wallet
Add your digital NFC card to Apple Wallet or Google Wallet.
- STEP 2
Load Funds
Fund your balance with ACH, bank transfer, debit card, or credit card.
- STEP 3
Tap to Pay
Tap your phone at participating O2 Wallet merchants.
- STEP 4
Instant Authorization
The O2 Wallet ledger verifies your balance in real time.
- STEP 5
Merchant Settlement
The merchant receives funds inside the private O2 Wallet network.
Flow at a glance
01
Add O2 Wallet
02
Load Funds
03
Tap to Pay
04
Instant Authorization
05
Merchant Settlement
